P2P Lending Platform

Pioneering P2P Lending Platform in Vietnam

Smarter Wealth

Technology-driven risk management, regulatory compliance - Connecting investors with digital asset exchanges safely and transparently.

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36
Month Roadmap
6+
Integration Partners

Goal: Participate in SBV Sandbox under Decree 94 & become a member of International Financial Centre (IFC)

Market Challenges

The digital asset market is growing rapidly but lacks proper capital coordination infrastructure with legal framework and effective risk management tools.

For Exchanges

  • Not permitted to raise capital directly
  • High margin and liquidity risks
  • Lack of automated risk management tools
  • Competition with international exchanges

For Investors

  • Lack of legal and safe investment channels
  • Lack of transparency in assets and cash flow
  • Difficulty controlling investment risks
  • Many fraudulent financial products

iCapFintech Solution

Smart connection between Investors and Digital Asset Exchanges through advanced risk management technology

Investors

Funds / Institutions / Individuals

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iCapFintech

Risk Management Technology

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Digital Exchanges

Coffee, Silver, Oil, Crypto...

iCF provides a P2P Lending platform focused on technology-driven risk management and regulatory compliance. Goal: Participate in the SBV Sandbox under Decree 94.

Explore Features

Key Features & Differentiators

iCF is a pioneer in systematic technology investment for the digital asset market in Vietnam

Fund Segregation

Cash flow - Assets - Data completely separated

Non-custodial

No fundraising, no asset custody model

Credit Scoring

Accurate automated risk scoring system

Margin Control

Automated real-time margin and exposure management

Auto Liquidation

Automatic liquidation triggered at warning thresholds

Real-time Monitoring

24/7 real-time asset fluctuation tracking

Stress Test

Risk scenario testing and pre-disbursement evaluation

SBV Reporting

Legal framework compliance and automated SBV reporting

Data Integration with Trusted Centers

Viettel IDC
CIC
TGTT
VNEID
C06
SBV

Value for Partners

Creating sustainable benefits for both Exchanges and Investors through technology and regulatory compliance

Exchanges

Safe Liquidity Expansion

  • Expand liquidity without increasing risk
  • Professional margin management standardization
  • Enhanced regulatory compliance
  • Effective competition with international exchanges
  • Retain and attract new users
Investors & Funds

Transparent & Safe Investment

  • Access to real assets, real cash flow
  • Transparent, auditable
  • Returns aligned with clear risk levels
  • Portfolio management dashboard
  • Automatic loan request notifications

Implementation Roadmap

36-month development plan with 3 strategic phases

01 0-6 months

Pilot Phase

  • Pilot with selected partners
  • Complete risk management system
  • API/SDK integration with exchanges
  • Build investor dashboard
02 6-18 months

Controlled Expansion

  • Connect CIC, C06, VNEID, Viettel IDC
  • Standardize SBV reporting
  • Controlled scale expansion
  • Optimize credit scoring system
03 18-36 months

Official Sandbox

  • Join official SBV Sandbox
  • Expand to licensed digital assets
  • Support Crypto, Gold and other assets
  • Become standard P2P Lending infrastructure

Partnership Invitation

Together with iCapFintech, build a safe, transparent, and legally compliant digital financial ecosystem in Vietnam

Contact for Partnership
Risk management as core focus
Regulatory-driven development
Deep technology application