P2P Lending Platform

Pioneering P2P Lending Platform in Vietnam

Smarter Wealth

Technology-driven risk management, regulatory compliance - Connecting investors with digital asset exchanges safely and transparently.

36
Month Roadmap
6+
Integration Partners

Goal: Participate in SBV Sandbox under Decree 94 & become a member of International Financial Centre (IFC)

Market Challenges

The digital asset market is growing rapidly but lacks proper capital intermediation infrastructure with regulatory framework and effective risk management tools.

For Exchanges

  • Restricted from direct capital raising
  • Elevated margin and liquidity risk exposure
  • Lack of automated risk management infrastructure
  • Competitive pressure from international exchanges

For Investors

  • Limited access to regulated investment channels
  • Insufficient asset and cash flow transparency
  • Inadequate investment risk controls
  • Exposure to fraudulent financial products

iCapFintech Solution

Smart connection between Investors and Digital Asset Exchanges through advanced risk management technology

Investors

Funds / Institutional Investors / Retail Investors

iCapFintech

Risk Management Technology

Digital Asset Exchanges

Commodities & Digital Assets

iCF provides a P2P Lending platform focused on technology-driven risk management and regulatory compliance. Goal: Participate in the SBV Sandbox under Decree 94.

Explore Features

Key Features & Differentiators

iCF is a pioneer in systematic technology investment for the digital asset market in Vietnam

Fund Segregation

Cash flows, assets, and data fully segregated

Non-custodial

No capital raising, non-custodial model

Credit Scoring

Accurate automated risk scoring system

Margin Control

Automated real-time margin and exposure management

Automated Liquidation

Automated liquidation triggered at margin call thresholds

Real-time Monitoring

24/7 real-time portfolio and asset price monitoring

Stress Testing

Risk scenario simulation and pre-disbursement assessment

SBV Reporting

Regulatory compliance and automated SBV reporting

Data Integration with Trusted Centers

Viettel IDC
CIC
TGTT
VNEID
C06
SBV
IFC

Value for Partners

Creating sustainable benefits for both Exchanges and Investors through technology and regulatory compliance

Exchanges

Liquidity Enhancement

  • Enhance liquidity without incremental risk exposure
  • Standardized margin management framework
  • Enhanced regulatory compliance
  • Competitive positioning against international exchanges
  • Client retention and acquisition
Investors & Funds

Transparent & Secure Investment

  • Access to verifiable underlying assets and transparent cash flows
  • Transparent and fully auditable
  • Risk-adjusted returns
  • Portfolio management dashboard
  • Automated loan origination alerts

Implementation Roadmap

36-month development plan with 3 strategic phases

01 0-6 months

Pilot Phase

  • Pilot with selected partners
  • Complete risk management system
  • API/SDK integration with exchanges
  • Build investor dashboard
02 6-18 months

Controlled Expansion

  • Connect CIC, C06, VNEID, Viettel IDC
  • Standardize SBV reporting
  • Controlled scaling
  • Optimize credit scoring system
03 18-36 months

Official Sandbox

  • Join official SBV Sandbox
  • Expand to licensed digital assets
  • Support Cryptocurrency, Gold, and other asset classes
  • Become standard P2P Lending infrastructure

Partnership Invitation

Together with iCapFintech, build a safe, transparent, and legally compliant digital financial ecosystem in Vietnam

Contact for Partnership
Risk management as core focus
Compliance-driven development
Advanced technology integration